HB2224

Bill HB2224 is now law. I know, what is HB2224 right?. Its a "no Insurance"law. Here in Arizona for as long as I can remember If you were caught driving with out insurance you would get a ticket, usually the ticket would be for $960.00. Before HB2224 became a law if you got a ticket for no insurance you could buy an insurance policy literally 1hr before you court date and the judge would knock down the fine to about $200 . Right after court you could cancel your policy right away get your money back and be on your mary way.

Well this new law will help prevent this from happening. In a way this takes the power away from the judge when it comes down to waving or lowering penalty fees. Lets say its your first offense. The law states that you will get a minimum penalty fee of $500 and you will get your drivers license and registration suspended for 3 months. Talk about tough huh?

On your second offense, if you dare to do it again. I know I wont!. You would pay $750 and get your Drivers license and registration suspended for 6 months. Thats a lot of public transportation! And finally if you do it 3 or more times you would pay $1,000 and get your drivers license and registration suspended for 1 year and be required to get an SR-22* .

Your probably wondering why or how does this affect me personally anyway? Since I'm sure you always have insurance on your vehicle. In case you didn't know for the past 5 years Arizona has been rated as one of the highest uninsured motorist (driving with out insurance)states. This affects everyone have you ever been involved in an accident with a person who has no insurance? It sucks. And not just that are you wondering why your insurance rates keep going up every 6months even if you have been a perfect driver. Well I'll tell you uninsured drivers that's why. Every time an uninsured driver causes an accident in our state and the other insurance company , who at no fault of their insured has to pay to get the car fixed.

This law will help keep our roads safer and our insurance cost lower, a win-win in my book. If you don't have insurance now get it . Call Oasis insurance they will get you insured ASAP and keep you from getting all those fines!.

*SR-22 is document or electronic certification issued by an auto insurance company that verifies to the state that you have an active auto insurance policy. It will also notify the state if you cancel you policy, then the state suspends your registration and sometimes suspends your drivers license until you activate your insurance again

van Martinez
Manager
imartinez@oasisinsurance.com

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