I had a representative visit me the other day, we went over a few good topics. After talking to my rep, he once again told me how important renters insurance is. Now I know we all know it is important to insure our personal property while renting, but do we all understand how important it is to also cover your liability while renting? He went on with his visit and told me a quick TRUE story. A lady was renting an apartment and a fire broke out in the kitchen, she did not carry insurance. The consequence was she lost a lot of her own personal belongings, and on top of that, she was responsible for the damages caused in the apartment. This lady was being sued for over $20,000. If he had only purchased a renters policy for less than $10 a month, a least $10,000 of her personal property would have been covered and $50,000 of liability. This is important, PLEASE think twice if you are renting and you turn down renters insurance.
* Corina Gonzales, Office Manager/Insurance Agent
www.oasisinsurance.com
1 comment:
I know all about renters insurance too. I lived in a friend's house and was renting. I had renters insurance (it was really cheap). It was right before Christmas and the place caught on fire. Our stuff was ruined. His insurance only covered his belongings and I was ok too, since my renters insurance covered mine. I will NEVER rent anywhere without having renters insurance.
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